The Cog

Rotary Club of Marlborough

The Cog

Volume 5 Issue 8 – 08/25/16

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Click the link below for The Cog, the weekly newsletter of the Rotary Club of Marlborough

TheCog082516

Rotary Club of Marlborough

The Cog

Volume 5 Issue 4 – 7/28/16

TheCog072816

Click the link below for The Cog, the weekly newsletter of the Rotary Club of Marlborough

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See you next week!

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Marlborough Rotary Club Photos

Catch Rotarians in Motion!


August 25, 2011

Marlborough Rotary Cog 082511 

Thought for the Day:  “ Life is 10% what happens to me and 90% how I
react to it.”        – John Maxwell

Visiting Rotarians and Guests:
Jack Doolin with Bonnie Doolin
Jake and Nancy Kevorkian with David Hecht
Rob Burnett with David Hecht

Special Congratulations to Past Presidents Lynn Faust and Mark Oram, who received their Past President’s pins at today’s meeting.  Thank you both for your service!

Upcoming Events:

Monthly Board Meeting:
9/21 (Wednesday) at 7 p.m. at Patriot Ambulance

Weekly Programs

9/1 – Doug Detweiler, District Governor Nominee
What Rotary Leadership Institute can do for the individual and the club
9/8 – Dr. Charles Lee, Pathologist –
Genetic Diagnoses and Personal Treatment for cancer
9/15 – Lee Atherton, Center for Leadership and Development   Thriving in the Midst of Change

Bocce Tournament – 8/30 –
Friendly Rivalry with Hudson Rotary Club,
5:30 p.m. at Portuguese Club, River Road, Hudson.
See Pete Mongeau
Labor Day Parade Funds Drive –
Raffle: Red Sox tickets for game on 9/20
$10/ticket; see George Whapham
Labor Day Parade Float Building –
Theme: Clean Water for the Children of the World
Need Help!  Volunteers sought to work (need four people/one hour  apiece.) Contact President Elaine McDonald or VP Dave Walton  to deco rate the Friday before Labor Day at Patriot Ambulance
Citywide Electronics Collection Fundraiser– 10/22
Marlborough Middle School
Recycle your old TVs, Computers, Refrigerators, etc.
Purple Pinkie Day – 10/22
in conjunction with Electronics Collection –
Donations & education to eradicate Polio worldwide!
This is International Purple Pinky Day
Volunteers needed to man the table. Contact Peg Thorsen
Reality Fair – 10/24 – Marlborough High School
Volunteers needed to assist students as they learn how to manage a real-life budget including housing, transportation, clothing, food, and other life demands.

What you missed if you didn’t catch today’s program J
Speaker Jake Kevorkian, Numis Network –
Jake visited us from Tampa, FLA (although he has fond memories of visiting family in Watertown and Hudson/Lake Boone, MA).  A proponent of insuring one’s ‘cash’ by investing in gold and silver, Jake described the difference between investing in collectible coins vs. everyday coins.  Since the Recession of 2008, Jake has been even more convinced that everyone would benefit from diversifying their portfolios and adding collectible, precious metals to their investment portfolios.

The ability to invest in gold and silver is a relatively recent phenomenon.  In fact, in 1933 it became illegal to own bullion except for collectibles. In 1971, the US went off the Gold Standard.  Then, in 1974 it was again okay to buy gold.  By 1986, President Reagan encouraged such investment by authorizing production of gold and silver eagle coins.

Investment in precious metals (whether or not one takes physical possession of them) is seen by many as the purchase of a lasting asset. The proof: in 1966, 2,500 silver Eagles (dollars) had the same value as $2,500 paper dollars and could purchase one Ford Mustang.  By 2011, those same coins had many times the purchasing power of 2,500 paper dollars and could purchase three new Mustangs and a luxury cruise!  The point: precious metals hold their value over time better than dollars.

Coins are graded by official grading agencies.  They are ANACS, PCGS, NGC and IGC.  Coins have Intrinsic Value (value of the metal in the coin); Legal Face Value is what the government declares their worth ($1 – Silver; $50 – Gold); and Market Value is what someone is willing to pay for them.

Jake showed a 1986 American Silver Eagle with a face value of $1, but was actually worth $700.  The same one ounce of silver is currently valued at about $42 because of the intrinsic value of the silver, but $700 because of the collectible value of its perfect grading, etc.  At any one time, a Silver Eagle could be valued  at $700, but only if someone in the marketplace were willing to pay $700 to purchase it.

Today because one ounce of gold is valued at $1,837, that is the intrinsic value of a $50 gold piece.

Graded and certified coins, like gold and silver, shouldn’t be considered an investment per se but rather collectible coins; as collectibles, they can have investment potential from either appreciation of the precious metal or demand based on the numismatic value; as simply precious metals, which collectible coins benefit from also, it’s about transferring paper assets (i.e. cash) declining in value to something which holds value better and that’s why it’s said that people tend to “run” to precious metals when currencies are declining in value.

Traditional coin collectors collect numismatic coins. Their value is determined by trading in the marketplace.  They can be of great value; last year one penny sold for $3.5M.

If you have coins you would like valued, you should go to one of the rating agencies mentioned above (ANACS, PCGS, etc.)  It is NOT advisable to clean coins you have; it may reduce their worth.  Numismatics are collectibles – they are fun!

Respectfully Submitted,
Bonnie Doolin

August 18, 2011

 Marlborough Rotary Cog 081811

Thought for the Day:  “What lies behind us and what lies before us are tiny matters compared to what lies within us” – Ralph Waldo Emerson

Visiting Rotarians and Guests:
Guests:
Joanne  with Elaine McDonald
Speaker Amy Parker with David Hecht

Upcoming Events:

Monthly Board Meeting:
9/28 (Wednesday) at 7 p.m. at Patriot Ambulance

Weekly Programs

8/25 – Jake Kevorkian III, Numis Network –
Precious metals in an age of uncertainty, cool coins, and more.
9/1 – Doug Detweiler, District Governor Nominee
Benefits of Rotary Leadership Institute for the member, club, etc
9/8 – Dr. Charles Lee, Assoc. Prof. of Pathology, Brigham &    Women’s Hospital, Harvard Medical School
Advances in genetic diagnoses and personalized cancer treatment

Rotary Day in Boston-8/26
Luncheon with RI President and/or Rotary at the Red Sox
in support of the  “End Polio Now” campaign.
See Peg Thorsen for details
Bocce Tournament – 8/30 –
Friendly Rivalry with Hudson Rotary Club,
5:30 p.m. at Portuguese Club, River Road, Hudson.
See Pete Mongeau
Labor Day Parade Funds Drive –
Raffle: Red Sox tickets for game on 9/20
$10/ticket; see George Whapham
Labor Day Parade Float Building –
Theme: Clean Water for the Children of the World
Need Help!  Volunteers sought to work (need four people/one hour  apiece.)  Contact President Elaine McDonald or VP Dave Walton  to decorate the  Friday before Labor Day at Patriot Ambulance
Citywide Electronics Collection Fundraiser– 10/22
Marlborough Middle School
Recycle your old TVs, Computers, Refrigerators, etc.
Purple Pinkie Day – 10/22
in conjunction with Electronics Collection –
Donations & education to eradicate Polio worldwide!
This is International Purple Pinky Day
Volunteers needed to man the table. Contact Peg Thorsen
Reality Fair – 10/24 – Marlborough High School
Volunteers needed to assist students as they learn how to manage a real-life budget including housing, transportation, clothing, food, and other life demands.
What you missed if you didn’t catch today’s program J
Speaker Amy Parker, Volunteer for Keeping KidZSafe.
Amy is a home based travel agent who volunteers for ‘Keeping Kidz Safe,’ part of the Parental Intelligence Systems. While her children are grown and did not have any of the negative online experiences she described, she is a dedicated proponent of raising adults’ consciousness about the dangers kids face today in our increasingly electronics-based world.

Keeping KidZ Safe was started by a gentleman whose own child was approached online by a Lacrosse Coach who wanted to be a ‘friend’…and was later arrested on 24 counts of sexual predation!  Shocked by the ease with which this man was able to get close to his child, he realized that times have changed, and our kids are exposed to cyber predation – both bullying and sexting – earlier and earlier.

Teens spend 25% of their waking time online – games, music, homework, g-mail, AIM, texting friends.  Younger and younger, kids are socially mobile in a world where they are comfortable and we adults do not ‘speak the language.’  Kids use media to create content – photos, videos, blogs – thereby exposing their thoughts and identities to the world.  MySpace and Facebook have broken down barriers, so kids are friends with a world of strangers, and not many protections; a national trend.

Cyberbullying is harassing, humiliating, taunting someone online using rumors, gossip or posting pictures without permission.  Sexting is sending sexually explicit messages, photos or videos.  In some states these activities are illegal, yet 20% of kids interviewed say they have done such things!  These are issues for girls AND boys.

Parents can and must learn the warning signs of ‘grooming’ by predators.  By using privacy settings on browsers, social network sites, and mobile phones, parents can access ‘Smart Tools’ to educate themselves and others,  engage their kids in discussions, protect their kids, and share (this workshop) with others.  By being aware of the dangers we can work together to protect our children.

Learn more on Amy’s website http://www.WeProtectKidz.com : empowering parents to protect what matters most.

Respectfully Submitted,
Bonnie Doolin